Jan Dhan Yojana was established mainly to motivate the weaker sections to open bank accounts. According to the plan, about 15 million bank accounts were opened that day. The objective of this scheme was to uplift the women. The idea of opening a bank account and saving money is unfamiliar to people in rural areas.
Jan Dhan Yojana was established mainly to motivate the weaker sections to open bank accounts. According to the plan, about 15 million bank accounts were opened that day. The objective of this scheme was to uplift the women. The idea of opening a bank account and saving money is unfamiliar to people in rural areas.
The main goal is to include them in the investment and save hard-earned money for future use. Kerala and Goa were the first states to open at least one bank account for each family. India is a country with a more rural population than an urban population. However, even in today’s developed and digital world, rural residents still cannot use separate modern facilities.
Bank accounts, insurance, and savings are also important to them in the event of natural disasters. They often affect villagers and cause huge loss of life and property. Jan Dhan Yojana’s plan successfully alleviated these impoverished areas. The show also has social attention. However, the Indian villages and the people who live there have not received much education. However, the light of knowledge needs to enter their minds. Due to lack of education, they face discrimination and caste.
Eligibility to open a Jan Dhan account
All Indian citizens can apply for the Jan Dhan Yojana program. Any form of identity verification officially approved by the gazette officers can open an account with Jan Dhan Yojana.
In the absence of available documents, the bank needs to conduct a background check. Rest ensures that the lack of proper documentation will not automatically prevent you from participating in the program.
Children over 10 years old are also eligible to participate in this program and can withdraw money from ATMs using the RuPay debit card assigned to the account.
How to open Jan Dhan account online
- Visit the official website of Pradhan Mantri Jan Dhan yojana and obtain the form from there.
- Fill out the form and attach the necessary documents. Passport, driving license, PAN (permanent account number) card, voter ID, NREGA work card (officially signed by state government officials), an authorization letter with unique Indian identification number (with details of Adhar’s name, address, and number) Information) can be used to open this account or other documents communicated after the central government negotiates with the regulatory agency
- Bring the completed form to the nearest bank branch. After checking the documents correctly, a bank account will be opened.
- To download the form in English, visit https://www.pmjdy.gov.in/files/Forms/account-opening/English.pdf
- To download the form in Hindi, visit https://www.pmjdy.gov.in/files/Forms/account-opening/Hindi.pdf
Pradhan Mantri Jan Dhan account can easily be opened online. You can open it from a PC or Internet cafe, but it is best not to use the cafe’s insecure server. However, having a webcam and scanner is very important. Therefore, before you start, you need to make sure it is set up at home.
You need to click on the photo, scan the ID and proof of address, and then submit it with the online application. You can also visit the official website of PMJDY for more information. You need to send the account opening form of Pradhan Mantri Jan Dhan Yojana to the bank where you want to open the account.
The benefits of Jan Dhan Yojana are huge and can help many people. They are responsible for getting a large part of the population into the banking system, especially among the rural and urban poor. It should be noted that before applying for an account, Jan Eligibility Dhan must be verified to ensure that the application is not rejected.
The bank provides the services for PMJDY accounts free of charge, and there are no minimum balance cash deposits in bank branches and ATMs. Receive or withdraw funds through electronic channels or cash or cash checks issued by government agencies and departments. You can withdraw up to 4 times in a month, including your ATM and others.
Conclusion:
The Indian government implemented the Jan Dhan Yojana plan to achieve financial inclusion for Indian citizens. The prime goal of the Prime Minister’s plan is to provide convenient financial services such as bank accounts, insurance, pensions, and remittances to promote population growth. country.
The plan is managed by the Ministry of Financial Services and the Ministry of Finance. On the day Yan Dhan Yojana opened, 15 million bank accounts were opened. According to Pradhan Mantri Jan Dhan Yojan, the account will be opened at the post office and other state-owned banks with no balance. Those who link the Aadhar card to their bank account will receive an overdraft and RuPay debit card in 6 months. In addition, you also get one hundred thousand accident insurance.
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