The Pradhan Mantri Awas Yojana (PMAY) was introduced by PM Narendra Mod. After that, the government set the target of providing housing for everyone by 2022, and it is the reason for the scheme’s implementation. Under this scheme, 1.12 crore houses will be built by 2022. And under this, the government intends to build more houses in the urban sector. Following this certification, the cumulative number of houses under the Pradhan Mantri Awas Yojana will be 1.1 crores on January 20, 2021. So till the date on now, this is the whole plan of this scheme made but before we know about how to for apply this scheme we first need to know why this scheme introduced?
Why Pradhan Mantri Awas Yojana inaugurated?
With the help of the Pradhan Mantri Awas Yojana project, the central administration of India must provide the economically poor (EWS), low-income, and middlemen of India with their own homes.
On 22 June 2015, the government of PM Modi initiated this plan. This scheme intends to give each qualifying family a house in 2022. With this, the government’s help slum dwellers, kutcha (temporary) houses people. And people in different categories such as EWS, LIG , and MIG Income Groups.
Now we know why is Pradhan Mantri Awas Yojana scheme is really for and who can take advantage of this scheme.
Easily apply for Pradhan Mantri Awas Yojana in some steps.
The Housing and Urban Development Ministry has developed a quick and effective solution that allows the citizens to apply for a housing scheme. In general, the form has two pages and allows an individual to fill in all the main information.
Here is the step by step process :
Step 1 – Firstly, anyone who wishes to apply for the Pradhan Mantri Awas Yojana scheme needs to visit the official website at pmaymis.gov.in.
Step 2 – After that, on the homepage of the website, you can see an option of “citizen assessment.
Step 3 – After clicking on the citizen assessment option, you see one option of ‘Slum Dwellers’ and the other option of ‘Benefits Under 3’. Both the two options are defined below.
Categories under Pradhan Mantri Awas Yojana can be applied?
1.Benefits Under 3 Components category
In this category, the Pradhan Mantri Awas Yojana Central Government put the people of economically poorer segments, low-income sections, and middle-income communities. Anyone related to these income groups needs to click on the option of benefits under 3 components when he is applying for the Pradhan Mantri Awas Yojana scheme, then he can begin the online application process.
2.Slum Dwellers category
Class of slum inhabitants These undeveloped regions of the country where 70 to 80% of people live in slums and lack adequate livelihoods. So In the Pradhan Mantri Awas Yojana scheme application form, people will choose a slum dweller alternative if they belong to this category.
Step 4 – Now, choose the one category in which you fall and begin the further process of filling the online application form for the Pradhan Mantri Awas Yojana scheme.
Step 5 – Depending on your eligible position, a computer window opens before you after selecting the Slum dwellers or benefits under 3 components. After that, you have to fill in all the required information requested.
Step 6 –Then, fill in your aadhaar’s 12 digit number, type the aadhaar card name, and tap on press the check option.
Step 7 – Now, fill all the information correctly in the online application form like name of the head of household, state name, age, current address, mobile number, cast, aadhaar number, name of the city, etc.
Step 8 – After the complete filling your all the necessary details re-check your form once and submit the application form.
In this way, you can easily apply for the Pradhan Mantri Awas Yojana scheme online without any problems.
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Eligibility for Applying Pradhan Mantri Awas Yojana
- First, For the purposes of this scheme, an individual shall be a permanent resident of the country.
- Secondly, at least 18 years of age would be the minimum age to qualify for this scheme, or above 18 will also be considered.
- Third, the applicant seems to have no house or land according to the rules of the Pradhan Mantri Awas Yojana house scheme.
- Fourth, also there should not be a home or land in the name of any other member of the family.
- Last, the applicant would not be using any other government housing scheme.
According to the rules of PMAY, any applicant who does not fall in the above criteria will not be able to apply for the PMAY scheme further.
Documents required for Pradhan Mantri Awas Yojana scheme
- Aadhaar card for your identification proof
- Postal address proof
- Income certificate as your revenue proof
- Bank account passbook
- Photograph and your mobile number
Conclusion
As of now, I hope you already aware of all the things that are related to the Pradhan Mantri Awas Yojana scheme and how you do the further process for that. Housing is a fundamental need for all, but this need endures a dream for most due to reason of increasing land and house expenses in India.
The government has started Pradhan Mantri Awas Yojana, a scheme that will allow you to become a householder on simple terms to solve the problem of making housing easier for all sections of our society. By 2020 PMAY intends to provide 20 million homes to people. This is the objective of the government by providing interest subsidies for buying houses and building low-cost housing. Furthermore, in the case of applications for the loan under the Pradhan Mantri Awas Yojana scheme, it has declared the GST rate applicable on home loans to be cut from 10 to 8 percent. This will be going to offer urban home investors such as you a huge boost.
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